Thursday, July 22, 2010

PET INSURANCE – MYTH

Are you found of pets? Do you have cats or dogs in your home? If so, then why don’t you think about their insurance? I know there are many myths about their insurance. But here I can provide you tip on why one should have insurance for your special animal.

embrace pet insurance
“No insurance for older pet” is an incorrect statement:

At time we think that our pet is no more puppy or kitten, so there is no need for their insurance. New insurance policy for pet is generally issued up to 8-10 years. It may be true that premium may be high on them compare to younger pets and pre- existing conditions may be excluded.

“My pet is well there is no need buying insurance for them” – wrong notion:

Remember one thing that pet insurance is that which you cannot but at the time, when you need the most. So it’s better to wake up before time. Why do you wait for the time, when your pet will fall sick? Pet insurance is something that is designed to protect you against the unknown circumstances, but for that you have to plan it in advance.

Very common myth: I have to wait until my pet current medical condition gets resolved:

If your pet’s current condition is not well it may considered as temporary pre-existing condition, but this does not mean that you cannot get insurance for your pet. For example: If your pet has got small wound and at time if your are buying insurance for it, then condition related to wound may be excluded from the coverage for the first year. But after that when everything gets resolved you will eligible for full coverage.

You don’t want to buy insurance because you think that ‘ I can save every month for the upcoming circumstances”

Saving small amount every month can definitely sole your problem. But it does not mean every time. Firstly saving theoretically we find it simple but practically many of us find it difficult to save. Secondly to enjoy the real benefit of saving you have to wait for long time. Thus for temporary unplanned condition it may not serve you always.

I hope my above suggestions will definitely solve the problem of pet lovers. Thus love and care your pet by insuring them.

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