Wednesday, December 31, 2008

Investment Portfolio



In this world economical crisis situation, where people have almost lost their lot of capital in the market because they had a complete thought to earn money in quick time and took so much of risk and so invested in the equity stock market. Investors need to have their own portfolio to invest their hard money. They need to select the sectors to invest their money like some % of money in safe sectors and to some extent only they need to go for risk and high money return stocks. Always they must not go for profits only and if this is going to be the case we may encounter some great loss from where we can not come up and sometimes there will be no scope for so many ears to come. In this crises market, those investors who have loosed every thing because of not having proper plan to invest and invested everything in high risk market need to have systematic Investment Portfolio.


Investors need to have systematic portfolio like there are some many ways/areas of investments in the market like gold, equity, mutual fund and fixed deposits in both national and private banks and some money need to put in the insurance policies also and now a days there are unit link policies are available in the market which have good return in the period of time. Investors need to plan out their selves for the investment in different sectors and percentage of investment in different areas depending on the risk involved. We should not go for only profits all the time. Some % of our money need to be at safe places where there is no so much of growth but safe enough to get back that money whenever we want it.